2022英语四级考试作文范文：存钱的意义思维导图

1、第一段，说明主题，防止偏题。该文主题是存钱的意义。

2、第二段，分点说明存钱的意义，让人看一眼就能懂。

3、第三段，总结全文。对第二段列举的观点进行总结。

Asfarasweareconcerned,todaymostChinesecollegestudentsareinfavoroftheideaofsavingmoneyforlateruse,whilequitemanyothersthinkitismuchbettertousetomorrow’smoneytoday.

Inmyopinion,Iagreewiththeformer.Firstly,savingmoneyhelppeoplegetridofsomedifficultiessuchasaccidents,diseaseorothermishaps.Asweallknowthat,whenonefacessuchtragediesasfirdamageorfataldisease,onewouldneedalargeamountofmoneytosurvivesuchdifficulties.Secondly,savingmoneycangiveoneasenseofsatisfaction.Sincemostpeopleworkhardeveryday,whatmakesthemfeelhappyandsatisfiedisthattheyfindtheyhaveaccumulatedalargedepositthroughtheirhard-working,andtheywillgoondoingtheirbesttowork.Thirdly,savingmoneyallowsonetogiveahelpinghandtootherswhoareinneedofmoney.Withmoneyavailableatthemoment,onecanofferbadlyneededhelptothoseintemporarydifficulty,say,thosewhoaresufferingfromflood,famine,acaraccident,orthingslikethat.Yettakingaloanfromabankisoftentoocostly.Thus,thetimelyhelpwillberewardedwithgratitude.

Allinall,itisusefulforcollegestudentstosavemoney,anditisalsoanimportantaspectoftheChineseconceptionofvirtue.