2021下半年英语四级作文预测：信用卡消费思维导图
2021下半年英语四级作文预测：信用卡消费
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2021下半年英语四级作文预测：信用卡消费思维导图模板大纲
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作文要求
1.信用卡消费好处与坏处
2.如何明智的使用信用卡消费
范文：Creditcardoffersaconvenientwaytobuygoodsbuteverycoinhastwosides.Fromthecartoonaboveweseethatcreditcardcanleadtounmanageabledebtandfinancialcrisisifusedunwisely.
Sopeopleshouldkeepinmindtheriskofusingcreditcardandtrytospendmoneywisely.First,beforeapplyingacreditcard,peopleshouldmakesurewhethertheycanaffordtopaybackmoneyspentonthecard.Second,itisveryimportanttoworkoutwhatkindofcardmeetstheirneeds.Third,peopleshouldtrytopaytheirbalanceinfulleverymonth,ortheywillbechargedinterestandhavenegativeeffectsontheircreditscores.
Finally,sincesomecardshavehighinterestratesandfeeswhenfailingtopayback,itisnecessarytoworkoutthecostbeforeusingthecards.
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