2018年6月大学英语六级听力常考时文：Business of Insurance Companies思维导图
2018年6月大学英语六级听力常考时文：BusinessofInsuranceCompanies
树图思维导图提供 2018年6月大学英语六级听力常考时文：Business of Insurance Companies 在线思维导图免费制作，点击“编辑”按钮，可对 2018年6月大学英语六级听力常考时文：Business of Insurance Companies 进行在线思维导图编辑，本思维导图属于思维导图模板主题，文件编号是：12acbe891a6ef6e27da92574efb8d3bb
思维导图大纲
2018年6月大学英语六级听力常考时文：Business of Insurance Companies思维导图模板大纲
1.Whichtypeofbusinessdoeslifeinsurancebelongtoinsurance?
2.Whatisthedifferencebetweengeneralinsuranceandlifeinsurance?Theformerisbasedon…,butlatteron…
3.Whatdoesafinancialeconomistconsiderlifeinsuranceas?
BusinessofInsuranceCompanies
Insurancecompaniesdotwotypesofbusiness.Oneisgeneralinsuranceagainstvariousformsofrisk,andtheotherislong-terminsurancewhichismainlylifeinsurance.Generalinsurancewillagreetopayapersonoracompanyasumofmoneyintheeventofsomethinghappeningornothappening.It’sabigbusinesstoday.Iftheprojectsucceeds,shareholdersinyourcompanywillexpecttobepaidadividend.Ifyouaskaninsurertounderwriteyourproject,thenhewillrequireapaymentinadvance,apremium.Iftheprojectsucceeds,hekeepsthepremium,butyoudon’tpayhimanythingelse.Payingapremiumtoaninsurerorunderwriterisoftencheaperthanpayingadividenttoshareholders.Ifyourdividendsarepaidtoshareholders,thenmoremoneycanbekeptasretentiontofinancethecompany’snextproject.Anothertypeofinsurancebusinessisthelifeinsurance.Itdiffersbasicallyfromgeneralinsuranceinthatitisbasednotontheriskbutoncertainty.Thecertaintythateachofuswillonedaydie.Lifeinsuranceisthebasisofpensionfundswhichprovideforretirementandguardagainstothercontingencies,suchasill-health,butisbestseenbyafinancialeconomistasameansofcollectingmanysmallsavingstoputtogetherintolargeinvestments,inshort,asaformofintermediation.
Whydidthetwobrothersgrowcoldandoftenquarrelwitheachother?
Thedivisionoftheirfather’spropertytheirboneofcontention.
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