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2018年6月大学英语六级听力常考时文:Business of Insurance Companies思维导图

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2018年6月大学英语六级听力常考时文:BusinessofInsuranceCompanies

树图思维导图提供 2018年6月大学英语六级听力常考时文:Business of Insurance Companies 在线思维导图免费制作,点击“编辑”按钮,可对 2018年6月大学英语六级听力常考时文:Business of Insurance Companies  进行在线思维导图编辑,本思维导图属于思维导图模板主题,文件编号是:12acbe891a6ef6e27da92574efb8d3bb

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2018年6月大学英语六级听力常考时文:Business of Insurance Companies思维导图模板大纲

1.Whichtypeofbusinessdoeslifeinsurancebelongtoinsurance?

2.Whatisthedifferencebetweengeneralinsuranceandlifeinsurance?Theformerisbasedon…,butlatteron…

3.Whatdoesafinancialeconomistconsiderlifeinsuranceas?

BusinessofInsuranceCompanies

Insurancecompaniesdotwotypesofbusiness.Oneisgeneralinsuranceagainstvariousformsofrisk,andtheotherislong-terminsurancewhichismainlylifeinsurance.Generalinsurancewillagreetopayapersonoracompanyasumofmoneyintheeventofsomethinghappeningornothappening.It’sabigbusinesstoday.Iftheprojectsucceeds,shareholdersinyourcompanywillexpecttobepaidadividend.Ifyouaskaninsurertounderwriteyourproject,thenhewillrequireapaymentinadvance,apremium.Iftheprojectsucceeds,hekeepsthepremium,butyoudon’tpayhimanythingelse.Payingapremiumtoaninsurerorunderwriterisoftencheaperthanpayingadividenttoshareholders.Ifyourdividendsarepaidtoshareholders,thenmoremoneycanbekeptasretentiontofinancethecompany’snextproject.Anothertypeofinsurancebusinessisthelifeinsurance.Itdiffersbasicallyfromgeneralinsuranceinthatitisbasednotontheriskbutoncertainty.Thecertaintythateachofuswillonedaydie.Lifeinsuranceisthebasisofpensionfundswhichprovideforretirementandguardagainstothercontingencies,suchasill-health,butisbestseenbyafinancialeconomistasameansofcollectingmanysmallsavingstoputtogetherintolargeinvestments,inshort,asaformofintermediation.

Whydidthetwobrothersgrowcoldandoftenquarrelwitheachother?

Thedivisionoftheirfather’spropertytheirboneofcontention.

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