2013英语四级听力精练第1套短文理解3思维导图

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2013英语四级听力精练第1套短文理解3思维导图

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　　33. A.It’ll enable them to enjoy the best medical care. 　　B.It’ll allow them to receive free medical theatment. 　　C.It’ll protect them from possible financial crises.

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33.A.It’llenablethemtoenjoythebestmedicalcare.

B.It’llallowthemtoreceivefreemedicaltheatment.

C.It’llprotectthemfrompossiblefinancialcrises.

D.It’llpreentthedoctorsfromoverchargingthem.

34.A)Theycan’timmediatelygetbackthemoneypaidfortheirmedicalcost.

B)Theyhavetogothroughverycomplicatedapplicationprocedures.

C)Theycanonlyvisitdoctorswhospeaktheirnativelanguages.

D)Theymaynotbeabletoreceivetimelymedicaltreatment.

35.A)Theydon’thavetopayforthemedicalservices.

B)Theyneedn’tpaytheentiremedicalbillatonce.

C)Theymustsendthereceiptstotheinsurancecompanypromptly.

D)Theyhavetopayamuchhigherpricetogetaninsurancepolicy.

Obtaininggoodhealthinsuranceisarealnecessitywhileyouarestudyingoverseas.Itprotectsyoufromminorandmajormedicalexpensesthatcanwipeoutnotonlyyoursavingsbutyourdreamsofaneducationabroad.Thereareoftentwodifferenttypesofhealthinsuranceyoucanconsiderbuying,internationaltravelinsuranceandstudentinsuranceinthecountrywhereyouwillbegoing.

Aninternationaltravelinsurancepolicyisusuallypurchasedinyourhomecountrybeforeyougoabroad.Itgenerallycoversawidevarietyofmedicalservicesandyouareoftengivenalistofdoctorsintheareawhereyouwilltravelwhomayevenspeakyournativelanguage.Thedrawbackmightbethatyoumaynotgetyourmoneybackimmediately,inotherwords,youmayhavetopayallyoumedicalexpensesandthenlatersubmityourreceiptstotheinsurancecompany.

Ontheotherhand,gettingstudentheathinsuranceinthecountrywhereyouwillstudymightallowyoutoonlypayacertainpercentageofthemedicalcostatthetimeofserviceandthusyoudon’thavetohavesufficientcashtopaytheentirebillatonce.Whateveryoudecide,obtainingsomeformofhealthinsuranceissomethingyoushouldconsiderbeforeyougooverseas.Youshouldn’twaituntilyouaresickwithmajormedicalbillstopayoff.

Questions33-35arebasedonthepassageyouhavejustheard.

33.Whydoesthespeakeradviceoverseasstudentstobuyhealthinsurance?

34.Whatisthedrawbackofstudentsbuyinginternationaltravelinsurance?

35.Whatdoesthespeakersayaboutstudentsgettinghealthinsuranceinthecountrywheretheywillstudy?

33.C)It'llprotectthemfrompossiblefinancialcrises.

34.A)Theycan'timmediatelygetbackthemoneypaidfortheirmedicalcost.

35.B)Theyneedn'tpaytheentiremedicalbillatonce.