大学英语四级美文欣赏：美国孩子担心未来工资思维导图
You might think teens have it easy. But they worry about a lot: bullying, getting into college, fitting in, finding a date. Now add earning enough money to the list. have it e
树图思维导图提供 大学英语四级美文欣赏：美国孩子担心未来工资 在线思维导图免费制作，点击“编辑”按钮，可对 大学英语四级美文欣赏：美国孩子担心未来工资 进行在线思维导图编辑，本思维导图属于思维导图模板主题，文件编号是：10abb22f0b0bb72d935d0029426ab272
思维导图大纲
大学英语四级美文欣赏：美国孩子担心未来工资思维导图模板大纲
Youmightthinkteenshaveiteasy.Buttheyworryaboutalot:bullying,gettingintocollege,fittingin,findingadate.Nowaddearningenoughmoneytothelist.
haveiteasy过得舒服；处境很好；放松
fitin融入；适应
Just56%ofteensaged14-18believetheywillbeaswellofffinanciallyastheirparents,accordingtoaJuniorAchievementandAllstateFoundationsurvey.Somuchfortheoptimismofyouth.That’sdownfrom89%inthesamesurveyoneyearearlier.Inanothermajorshift,thesurveyfoundthatteensarepushingbacktheageatwhichtheyexpecttobefinanciallyindependent;morenowsaytheywillbeatleast25yearsoldbeforetheyareontheirown,comparedto20intheearliersample.
welloff手头宽裕；富裕的；处境好的
pushback把……向后推；推迟
Whatgives?AccordingtoUSAToday,thereisacumulativeeffectaftersomanyyearsofrecessionandslowgrowth.Teenshaveseenfamilyandfriendslosejobsandhomes;theycan’thelpbutfeelvulnerable.Thepaperreports:
“Manykidswereshieldedbyparentsduringthedownturn,saysRobCallender,directorofinsightsatyouthresearchfirmTRU.Momsanddadswoulddowithouttoavoidtakingthingsawayfromthekids.Asfinancesdwindled,though,thoseparentshavebeenforcedtolevelwiththekidsabouttheireconomicreality.”
whatgives?怎么回事？
cumulativeeffect累积效应
vulnerableadj.易受伤害的；脆弱的
shieldv.保护；庇护
downturn经济衰退；低迷时期
levelwith对……说实话
Teenshavealsohadtroublefindingsummerjobs,thoughprospectsarebetterthisyear.Andteensreportgettingfewermoneylessonsinschool.AccordingtotheJApoll,just24%sayteachersinstructthemabouthowtomanagemoney,downfrom58%ayearearlier.ThisjibeswithareportfromtheCouncilforEconomicEducation,whichfoundthatfewerstatesarerequiringschoolstotestintheareaofeconomicsandtoofferapersonalfinancecourse.
jibewith与……一致
Teensmayalsobesufferingfromwhatmanyadultsacknowledge:parentsarehorriblerolemodelswhenitcomestothingslikesavingandbudgets.Onlyhalfofparentsregularlysetasidemoneytosave;only43%setfinancialgoals;andonly24%takespecificstepstodiversifytheirinvestments,accordingtoaT.RowePriceParents,KidsandMoneysurvey.
sufferfrom忍受，遭受；受……之苦
setaside留出；把……置于一边
IntheJAsurvey,teensreportedasignificantdropinparentssavingasaresultoftherecession—21%thisyearvs.59%lastyear.Asyoumightexpect,teensaremodelingthatbehavior.Just56%plantosavesomeoftheirincome,downfrom89%ayearago,accordingtoJA.It’snotjustaplan;it’shappening,accordingtothePewResearchCenter,whichfoundthatyoungadultsaregettingaslowerstartsavingforretirement.
Itshouldcomeasnosurprisethenthatfewerteensarepracticingsoundmoneymanagementskills.JAfoundathree-foldincreaseinteensthatreportnotbudgeting.ThislargelyconfirmsaseparatesurveybySchwab,whichfoundasharpfalloffinteenmoneymanagementability.Accordingtothatsurvey,justaquarterof18-year-oldsknowhowtomanageacreditcard—downfromtwo-thirds.Lessthanhalfknowhowtochecktheaccuracyofabankstatement—downfrom60%.
Thisallrepresentsahugesetbackinthepushforamorefinanciallyliteratepopulation,whichmanyseeasourbesthopeforstavingoffanotherfinancialcrisis.Inthisenvironment,debilitatingteenmoneymythsaresuretopersist.
setbackn.挫折；退步
staveoff避开；延缓
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